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Platinum Card® Review

Platinum Card®

Platinum Card® Online Application
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  • Earn 25,000 Membership Rewards┬« Bonus Points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world.
  • By Invitation Only┬« Events - access to exclusive, once-in-a-lifetime events.
  • Complimentary Airport Club Access.
  • 24-hour access to Concierge Service for the finest experiences in dining, entertainment, and luxury.
  • The Membership Rewards First┬« program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
  • No Pre-set Spending Limit.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
NA* NA* NA* $450* NA* excellent / good*

American Express offers exclusive Platinum Card® for creditworthy applicants, which comes with no pre-set spending limit and superb travel rewards. The annual fee of $450 pays for the Platinum Benefits which include the 24-hour access to Concierge Service, the Membership Rewards First® program, By Invitation Only® Events, Platinum Dining Reservations, Premium Seats and Luxury Suites program and many others.

American Express Platinum Card® application is available online with full details about its features, as well as important terms and fees disclosures. No pre-set spending limit does not mean you can make unlimited purchases. Generally, the maximum monthly amount put on the Platinum Card® depends on such factors as your credit record, payment history and personal financial resources. As it is a charge card, you cannot carry balance overtime and must pay the bill in full each month.

American Express Platinum Card® offers its customer prestigious status, premium rewards and exceptional membership benefits. Accepted worldwide, it provides for comfortable travel and opportunity to enjoy first-class services and necessary protections. When abroad you are eligible for the Baggage Insurance Plan which covers lost, stolen or damaged baggage up to a specified amount.

Emergency Check-in allows you to charge a hotel stay with the Platinum Card® even if the card is lost or stolen. Car Rental Loss and Damage Insurance offer coverage in the event of damage to or theft of any rental vehicle if you use the American Express Platinum Card®. Assured Reservations and Travel Accident Insurance are also available.

Shopping with the Platinum Card® also implies a range of protections. Fraud Protection Guarantee pays for unauthorized or fraudulent purchases; Purchase Protection plan covers items if they are lost or stolen and reported as such within 90 days from the purchase date.Return Protection and Extended Warranty allow for safe and enjoyable shopping either online or at the store.

American Express Platinum Card® is designed for superb rewards experience. Its points-based rewards program offers fast and easy earning and flexible redemption. Cardholders are automatically eligible for 25,000 Membership Rewards® Bonus Points when they spend $1,000 in 3 months. This is enough to redeem for one round-trip domestic airline ticket. Purchasing tickets through Platinum Travel Service, the customer receives a complimentary companion ticket if it has the same itinerary and return on the same flight as on the paid ticket. The exclusive Airport Club Access Program pays for the complimentary access to an ever growing number of participating airline clubs round the world. Through the Fine Hotels & Resorts Program, you're entitled to additional amenities at more than 500 boutiques, resort and luxury hotels worldwide. Available only to Platinum Card® members, By Invitation Only® Events benefit provides access to exclusive, once-in-a-lifetime experiences. A private collection of premium rewards including luxury retail and world-class travel from premium brands is offered through The Membership Rewards First® program with automatic enrollment option.

American Express Platinum Card® has distinct features, such as 24-hour access Concierge Service, making life easier and times more enjoyable. If you think this card is tailored exclusively for you, apply online now.

* See the online Platinum Card® credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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